Auto Insurance Term

You must have purchased a new car and are looking out for an insurance policy to protect from any kind of damages due to collision, vandalism, theft, fire, earthquake, glass breakage etc. Firstly understanding the various policies are important before you step out to buy one.

In case you want to drive some one else’s car or want to add a driver to your policy such as your son or your wife, you can take a temporary policy. You can get an instant cover, and it is often much easier than adding a person to your existing policy. You can make use of this policy, when your vehicle is under repair and you need an additional coverage for another vehicle. Thus, it allows multiple drivers to your vehicle. If you want to test drive a vehicle, you can simply call up an agent and get an instant cover for you. You must have a protective cover even for a day or two and not ignore it. This policy allows you to rent out a vehicle, insure another person’s vehicle when you are driving it for a short period.

It is advisable by the policy agents to opt for a short term policy if you have a car lying in the car shed for long. You don’t need to have a long term policy instead opt for pay as you drive. This will save you a great deal of money annually. Any one with a valid license can apply for a day’s cover or temporary cover.

- Rent out a vehicle

- Go for a test drive with an instant policy coverage

- Recently purchased vehicle

- Add multiple drivers to your own vehicle

- Shifting your house and your vehicle is used to move furnitures by some one else.

By: Arush Keerthi