Auto Insurance Term » Short Term Insurance

Short Term Car Insurance – Protect Yourself From Any Untoward Incident

admin — Tue, 05 Jan 2010 00:10:36 +0000

If you already have a car insurance policy it might be difficult to add a new car for a day. It is also an expensive affair to add a new car to an old policy. You may want to test drive a car or have not got your insurance for a new car, then you can opt for short term car insurance. Such insurance for short term lasts for a duration of one to fourteen days. Some may even consider it for a year or so.

- It is highly budget friendly and economical.
- Such temporary cover offers protection against theft, fire and accident etc.
- The most convenient cover and it is short term in nature.
- Gain instant solution for a temporary insurance.
- Immediate solution to drive a new car and enjoy peace of mind.

Temporary coverage will help you when you are unable to cover a short term insurance in your existing policy. Unlike the traditional car insurance coverage, these are offered to you instantly with quick solutions. Safeguard your car from any damages and get suitable compensation cover in the event of fire, theft, flood etc.

Insurance for car experts suggest that one day insurance policy does not affect your no claims on your existing annual policy. Even if you make a claim against the policy it will not affect you. You can test drive a new car for an extended period too. Just reach out your insurance experts and request for an extension of your temporary policy. Temporary policies are simple to apply and you can make your payments easily online. You can fill out a simple online form and submit it online to gain quick access to your policy.

By: Gyan K

Short Term Auto Insurance – A Day Cover!

admin — Wed, 30 Dec 2009 19:04:08 +0000

• Test drive a vehicle

• Shifting of your house – a friend drives your family members to the new place

• Trip to attend a conference or meeting

• Car under repair and you need friend’s car on emergency

• Share an extra driver while on long drive

Short term auto insurance protects a temporary driver, for a short period of time, roughly 1 to 28 days. In case, you have to go on a long drive and can’t drive it alone, you can have your friend or spouse as an extra driver. Add him on to your current insurance policy under a day’s cover.

On an emergency situation, where in you need to attend a conference to your neighbouring town and your car is under repair, you can opt for one day cover or a temporary cover. Always check other insurance companies and compare the different quotes. Opt for an insurance provider with cheaper premiums. Availing a no obligation quote online helps you compare your quotes online. Car insurance experts can also help you get the required information on short term insurance policy. Protect your self from any untoward incident. Secure your life with a suitable cover, pay lesser insurance premiums.

Complete package with a comprehensive cover.

No obligation quote – compare online

Get your insurance for car in a short time

Insurance plans for family, big or small business

An affordable insurance cover

Even a family member or close friend can be covered if he or she drives your vehicle for a day or two.

Need for short insurance cover arises when you consider travelling short distance. An additional driver needs to be covered fro an emergency situation and online option gives you the scope of availing insurance immediately. Hence, short term auto insurance covers you for a short period. If you wish to take your friend’s car, and still get protected, you can do so by availing auto loan one day insurance.

By: Kirthy Shetty

Utilizing Short Term Car Insurance Policies

admin — Mon, 21 Dec 2009 01:09:04 +0000

Though insurance is a vital part of operating a vehicle, there are many instances in which a long-term insurance policy is just not practical. Fortunately, short-term car insurance exists for just such an occasion. It offers a short-term solution for providing desired coverage without a long-term commitment.

Typically lasting from one day to six months, short-term insurance provides temporary coverage of varying levels for a vehicle. Liability insurance is included, and the policyholder can opt for extra coverage as well as any additional services a provider may offer, such as roadside assistance at additional cost. Premiums are generally charged at a flat rate and are paid out either monthly, or as a down payment, depending on the length of the policy contract. Usually, the policyholder can end a short-term policy early with a written request, but additional charges might apply.

Short-term insurance is best suited to situations in which there is temporary ownership or short-term operation of a vehicle. Since adding people to a long-term insurance policy can be a hassle and results in additional costs between premium payments, short-term insurance provides a more convenient solution in cases where a friend or family member may be visiting and need to drive a vehicle they aren’t insured on. Additionally, short-term vehicle insurance may be useful for visiting foreigners or people taking an extended road trip in a rental car to provide coverage for the short period of time that they may be using the vehicle. Seasonal hazards such as hail and hurricanes, or risks of physical damage in storage may also warrant a short-term insurance policy to protect against unforeseen circumstances.

While long-term auto insurance provides a more permanent solution to insurance needs, short-term car insurance can help to fill in the gaps where a long-term solution may not be applicable.

By: Michael S S

Short Term Car Insurance – Suitable For Short Distance Travelling!

admin — Fri, 18 Dec 2009 21:50:43 +0000

There are times when you may need a car for a short period of time. You may need the car for short distance travelling. It is advisable to opt for short term car insurance in such circumstances. Opting for this kind of insurance is a good choice as it helps you get the required coverage in case of any untoward incidents while travelling. In case, you meet with an injury while travelling, you can get covered against the same. There are many short term car insurance experts who can help get suitable cover.

Not many people opt for this kind of coverage. Some feel, it involves huge expenses and takes a long time. This is not true. There are many advantages of opting for this kind of insurance. It keeps you protected against any kind of injury suffered while travelling. Approaching short term car insurance specialists can help get as much cover as you desire. Short term cover offers many benefits. You need not worry and run around in the last minute in case you meet with an accident while travelling.

You can also get car insurance for a period ranging from just 1 day up to 6 months too. The process of seeking car insurance is not only simple, but also offers exceptionally good value for money.

Temporary car insurance quote allows you to choose from a wide variety of car insurance policies. If you need to insure a car for short term duration, you can seek professional help. The policy holds true in case you borrow a friend’s car for a few days or to share the driving on a long trip. Short term insurance companies can help you get insurance cover at a favourable deal.

There are numerous benefits of temporary car insurance:

• It offers insurance for temporary additional drivers or vehicles
• It can provide cover for hiring a car or lending yours to a friend, relative or colleague.
• You can get competitive daily rates and damage excesses.

The policy holds true even in cases when you borrow your friend’s car. This kind of insurance is fast catching up with people due to the multitude of benefits it offers. The insurance period can be anything from 1 day upwards. Moreover, it can also be renewed at any time. This policy is also suitable for those who are working away from home for long period and are not using their car. Going in for full year insurance may not be a good idea.

By: Sadhna D

Why You May Need Short Term Car Insurance

admin — Mon, 14 Dec 2009 01:59:53 +0000

Just like its name implies, short term car insurance will insure your car for a short period of time. This option is reasonable if you have recently purchased a car at a private dealership, or are in flux regarding the final details of your long term car insurance. This kind of insurance is also a solid option for those who need to lend out their own car, or borrow someone else’s car.

You also might desire this type of insurance plan if you are renting a car to travel on vacation or a short trip, or even if you have a foreign guest who needs the use of your car. Your regular insurance plan may cover a secondary driver of your vehicle, but an additional short term insurance policy can protect you from damages that fall outside of your normal policy.

You can choose a period form three days up to a few months for your shorter term car insurance policy. Different companies will offer different plans. Any insurance policy that spans a period of time under one year is called ‘temporary insurance’. It’s even possible to obtain an insurance policy that covers a single day, if that’s all you need. This is also very convenient, as you can download any documents you’ll need to fill out, and can obtain this insurance on the spot. All you need to do is print it out and carry it with you when you go driving.

This option is free from hassles and easy on your wallet, as opposed to the complicated process of getting a normal insurance plan. You won’t have to worry about annual premiums at all. Usually, you can extend your short term policy if needed, or you can also augment it into a long term policy with additional money. You can also use your credit card to instantly pay your cover claims online.

Shorter term insurance suits those who do not use their car frequently or on a regular basis. If this is you, your car might not be an asset, but a liability. You can decide to rent a car for a defined period of time in some circumstances, and a short term insurance policy would also work in this situation.

Be aware that all insurance policies will have conditions that you should make yourself familiar with. Consult with a few companies and make comparisons before you settle on one business. Because you can instantly receive short term car insurance, doing some research can be invaluable to you.

By: I T Jenkinson

Daily Insurance – Short Term Quotes!

admin — Tue, 08 Dec 2009 21:40:22 +0000

Are you a temporary driver, wanting to travel on an emergency situation. Or is your car under repair and you need to drive your friend’s car. What will you do in these circumstances? Ignore the risk of driving with out any insurance cover that safeguards you and the car from any inevitable occurrences or avail a protective cover for your car.

Avert any threat to your life or car! Get covered under the most comprehensive daily insurance. In times of emergency, it is but inevitable t borrow some one else’s car. When such situations arise, you need to protect yourself and the car from any theft, fire, bad weather condition, vandalism etc. Even a smallest journey is not devoid of risk. Reach out to avail a free short term insurance quote right away and see how much it costs you to drive peacefully. Fortunately for you, there are online car insurance companies that offer short term auto insurance coverages.

For those who are travelling for a day or two, there are customised temporary insurance policies such as a daily insurance. This offers protection round the clock. Get complete protection even when you are an additional driver. Secure your life with a daily insurance right away!

Insurance car short term – best known among students!

This is quite popular with those who borrow car and drive for a day or two. It is most suitable for students who drive only when they are home from school, or back home from school or college vacation. In addition to students, visitors or tourists who are new to a place, can also avail short term cover. It can be used as a drive away insurance for a newly bought car.

By: Kirthy Shetty

Short Term Car Insurance

admin — Wed, 02 Dec 2009 17:43:28 +0000

Short term car insurance is a type of auto insurance policy that has a validity period ranging from one day to 11 months. Although a short-term policy cannot replace permanent insurance of car, it will enable you to meet legal requirements to drive a car. Moreover, this insurance policy does not interfere with your other existing long term policies.

What are the Benefits of Short Term Car Insurance?

The distinctive benefits of car-insurance (short-term) are:

These policies are processed within minutes of submitting the form. This enables you to get the protection almost instantaneously, which is in contrast to that for a standard car insurance policy. Insurance companies offer policies with different time periods. You can select a policy for exactly that time period for which the car will be in use. You can add your new car and the vehicle that you may use on a temporary basis under the same policy.

What Vehicles Are Covered Under Short Term Car Insurance?

Following vehicles can be covered under the short-term insurance for car:

Classic cars Modified cars Kit cars Campers Vans

While other vehicles can also be covered under this policy, additional fees or coverage may be required for them.

Eligibility for Short-Term Car-Insurance

To be eligible to get short term cars insurance, you must:

Be aged 21 years or above. Not have received more than six penalty points. Not have faced disqualification over the past five years. Not have made more than one claim in the past three years.

When to Choose Short Term Car Insurance

Some of the typical scenarios when you may need to opt for short term car insurance are:

You have bought a car and are awaiting its long-term insurance to come into effect. Your car’s old insurance policy has expired and the new one is still in the processing stage. You want to add another driver for your vehicle. You are driving a car that does not belong to you.

By: Kitz S

Short Term Car Insurance – The Temporary Coverage For Your Car

admin — Wed, 25 Nov 2009 20:13:22 +0000

Have you ever found the need to add someone to your existing insurance policy for a few days? Have you had the need to borrow someone else’s car? In cases like this you need to have a short term car insurance to cover you or someone else as additional drivers on your vehicle for a few days. Doing so will not affect the no-claims bonus you are aiming for on your main car, therefore minimizing the risks. A short term insurance provides a quick coverage when you need it most and of course at a especially discounted price.

A short term car insurance is best for adding temporary drivers to your main car. It can be applied especially when you have visitors from overseas and you need to provide them with a car as a means of transportation. So therefore, short term car insurance also is great for adding temporary additional cars to your policy. It can also be beneficial for unaccompanied vehicle demonstrations or use of courtesy cars. If you will be needing to lend your car to a relative or a friend, you will also need to file for a short term car insurance. In many instances, most college kids who are returning home for term breaks requests their parents to grant them permission to drive their mom’s or dad’s cars around while on vacation. A short term car insurance can, in some circumstances, provide a solution to many parents’ dilemma of getting their teenage or college kids some form of insurance coverage while they are out driving their parents cars.

In the UK, availing of a short term car insurance is easy provided that you have a standard UK license. The insurance period most insurance companies provide will range from 1 to 28 days for short term insurance coverage. Secondary drivers however will need to be over 24 years of age to qualify for this type of insurance.

Short term car insurance also offers fast and easy payment schemes (online) to cater to your immediate needs. Since almost all insurance providers now have a 24 hour hotline, you can either call one of their agents or submit an application online to facilitate the quick granting of your temporary insurance.

Cancellation of the policy is easy as well. Most insurance providers just ask for a written cancellation request from the policy holder and the return of the motor receipt.After the documents are received then the cancellation will take effect. Refund procedures may vary depending on the policies of each insurance company .

By: Scott Nichols

The Benefits of Short Term Car Insurance

admin — Wed, 25 Nov 2009 12:58:04 +0000

With the drastic rise in insurance premiums and most families struggling to make ends meet, there has been an increased interest in short term car insurance. Temporary cover is now more readily available from most insurance companies and can be very beneficial for some car owners.

What is Short Term Car Insurance?

Temporary cover is still a relatively new way to insure your car. In the not too distant past, short-term cover was only used by those borrowing a friend’s or relative’s car for a brief period. Now, however, short term insurance is being used for much broader reasons.

Typically, temporary, or short term, car insurance allows a policy holder to insure his, or her, car for as little as one day and often up to twenty-eight days.

Of course, the cost of short term policy is much more expensive than an annual policy when calculating price per day. However, if you only need to insure a vehicle for a few days, a week or a month, short term cover is by far the cheapest way to purchase insurance.

Benefits of Temporary Cover

You may be wondering what benefits short-term car insurance has for you. Well, whether or not temporary cover is a wise move financially will very much depend on your circumstances.

For example, if you are one of the numerous people that predominantly work away from home, you may find that you very rarely use your own vehicle. In this instance, short term car insurance ensures that you only pay for the periods that your car is in use.

Another great advantage for temporary customers is that the policy can be renewed at any point, making life much simpler for those who choose to insure their car with this method.

In addition, many companies provide customers with the opportunity to purchase short-term car insurance over the phone or via the internet. This means that cover can be provided in a few minutes and you are insured to drive your car the very same day.

Things to Consider

When buying any insurance policy there are certain factor that will affect the cost of your premium and short term cover is no exception to the rule. You will find that young drivers may experience difficulty gaining temporary insurance, alternatively the policy is likely to be more expensive. Additionally, any driving convictions or previous insurance claims may affect your eligibility for short-term insurance.

Therefore, to ensure that you are getting the best possible price, it is advisable to shop around. Remember, as temporary insurance is becoming mainstream, more and more companies are providing the service, so a great deal can be found out there.

By: Robert Linley

Advantages of Short Term Car Insurance

admin — Sun, 22 Nov 2009 10:51:14 +0000

Recently, there has been a sharp increase in the cost of car insurance. This, coupled with the fact that many people are experiencing financial hardship, has led to a rise in the demand for more options when insuring our cars.

Subsequently, numerous companies now provide short-term car insurance as an alternative to an annual premium. Temporary cover has several advantages for some people and is, therefore, proving popular among many.

The Basics of Short Term Car Insurance

Short-term cover is a recent addition to the mainstream world of insurance. Many people still consider temporary cover as something obtained when borrowing a car from a friend or relative. However, more and more drivers are considering short term insurance as a way to cover their own vehicle.

Usually, short term car insurance can start from just a day and can be purchased for anything up to 28 days.

Obviously, customers should be aware that the cost per day of short-term cover is more expensive than the cost per day of an annual policy. Although, for customers who only require a limited period of cover, a short term policy could save hundreds.

Advantages of Temporary Cover

If you are considering short term car insurance, but you’re not sure if it’s right for you, here are some of the reasons it could be advantageous.

Many people choose temporary cover, because they rarely drive their car. In other words, if you have a job that requires you to be away from home for extended periods, you may find that insuring your car for the entire year is an unnecessary expense.

Another benefit of temporary cover is that it is very convenient. Typically, a short-term policy can be renewed quickly and simply at any time. This is obviously a huge advantage if your circumstances change and your policy requirements alter.

Furthermore, customers can purchase a short term car insurance policy from most insurance companies via the telephone or internet. Therefore, the process of buying a policy is not only quick, but it is also easy. Additionally, in most cases, after arranging purchase of the policy, you are insured to drive within minutes.

Additionally Considerations

Understandably, individual eligibility and cost will depend on your circumstances. Short term car insurance, like any policy, carries some provisos and young drivers, especially, may find it difficult to find an affordable policy. In addition, your eligibility for short term insurance may be at risk if you have any convictions for driving offenses or have made an insurance claim.

However, with numerous companies offering short-term cover, it is important for a potential customer to do some research and acquire quotes from several insurers to make certain that you are getting the best possible deal

By: Robert Linley