Auto Insurance Term » Short Period

Short Term Auto Insurance – A Day Cover!

admin — Wed, 30 Dec 2009 19:04:08 +0000

• Test drive a vehicle

• Shifting of your house – a friend drives your family members to the new place

• Trip to attend a conference or meeting

• Car under repair and you need friend’s car on emergency

• Share an extra driver while on long drive

Short term auto insurance protects a temporary driver, for a short period of time, roughly 1 to 28 days. In case, you have to go on a long drive and can’t drive it alone, you can have your friend or spouse as an extra driver. Add him on to your current insurance policy under a day’s cover.

On an emergency situation, where in you need to attend a conference to your neighbouring town and your car is under repair, you can opt for one day cover or a temporary cover. Always check other insurance companies and compare the different quotes. Opt for an insurance provider with cheaper premiums. Availing a no obligation quote online helps you compare your quotes online. Car insurance experts can also help you get the required information on short term insurance policy. Protect your self from any untoward incident. Secure your life with a suitable cover, pay lesser insurance premiums.

Complete package with a comprehensive cover.

No obligation quote – compare online

Get your insurance for car in a short time

Insurance plans for family, big or small business

An affordable insurance cover

Even a family member or close friend can be covered if he or she drives your vehicle for a day or two.

Need for short insurance cover arises when you consider travelling short distance. An additional driver needs to be covered fro an emergency situation and online option gives you the scope of availing insurance immediately. Hence, short term auto insurance covers you for a short period. If you wish to take your friend’s car, and still get protected, you can do so by availing auto loan one day insurance.

By: Kirthy Shetty

How to Get Short Term Auto Insurance Quotes Easily

admin — Mon, 28 Dec 2009 11:17:44 +0000

Any person that drives a car needs to have proper auto insurance, usually you get a 12 month or 6 months insurance policy where you commit to pay a annual or monthly fee. However there are specific cases where you may not need a yearly policy, but you just need to have a car insurance policy for 1 month or a few weeks.

In that case you are really looking for short term auto insurance or also called temporary auto insurance. It is a police that is give for up to a month, so you dont have pay for a yearly policy.

This kind of coverage is very useful when you are going to use a vehicle just for a short period of time. If you are staying in your town just for vacation and you want to drive a car you get a temporary policy or if you are going to drive a friends car just for a trip you use this kind of coverage.

How to get Quotes?

The good news is that nowadays you dont have to go to each insurance company and ask for a quote, instead you can easily do it online just by filling a short form with your personal and vehicle details.

You will need to provide information about your type of car, mileage, make year, driving record, your age, etc.

It wont take you long and you will be able to quickly get quotes from the top auto insurance providers. Once you know the kind of rates that they charge, you need to compare them, not just based on price, but also on customer service, reliability and coverage they provide you.

If you want to get car insurance quotes online, just follow the link below.

By: Mark G. Derek

Short Term Car Insurance – Feasible For Day Travelers!

admin — Mon, 28 Dec 2009 01:56:53 +0000

Do you own a car that you use occasionally? Are you running yourself on yearly premium for car insurance? Do you want to switch over to a less expensive insurance? If your answer is yes to any of these questions, then you can make use of short term car insurance policy.

If you have been paying insurance annually, you may feel the need for this kind of insurance. There are many car owners who find themselves insuring their car for the whole year. However, they end up using it rarely. Do you think it is a wise way to continue with such a car insurance? Certainly not! You can switch over to day car insurance when you actually drive your car. This will help you save a lot of money that you would otherwise be spending. You will be surprised to know how much money you can save by opting for this cover. Unfortunately, not many people make use of the policy. If you were to borrow a car from someone and use it for a short period, you can make use of the cover. The cover can also be transferred to another driver. Isn’t it a wonderful choice? Why should you pay yearly premiums when you can pay a smaller amount of money? It is only people who drive their car everyday who can benefit from yearly insurance cover.

You can also choose from a wide number of short term car insurance policies. The short term cover keeps you protected against any kind of eventuality. It ensures you travel safely. In fact, this type of cover has come as a boon to day car travelers. Now, you can safely travel without worrying about the turn of events. If you have been planning to go on a short trip, you can avail this cover. There are various benefits of opting for this kind of cover:

• Easy & fast cover
• Instant drive away cover
• No documentation required
• Temporary van insurance cover

Hence, you can be rest assured that you stand to gain by availing this kind of cover. You can also look online to avail cheap car insurance. This will help you save some amount of money. There are many insurance cover providers online who can help you in your pursuit.

Short term car insurance is best suited for irregular drivers who use their car occasionally. If you are someone who takes out a car rarely, you can avail this insurance. Hence, you need not worry anymore if you happen to meet with an accident while driving for a short period of time. You can count on your short term car insurance cover.

By: Sadhana D

Short Term Car Insurance – Suitable For Short Distance Travelling!

admin — Fri, 18 Dec 2009 21:50:43 +0000

There are times when you may need a car for a short period of time. You may need the car for short distance travelling. It is advisable to opt for short term car insurance in such circumstances. Opting for this kind of insurance is a good choice as it helps you get the required coverage in case of any untoward incidents while travelling. In case, you meet with an injury while travelling, you can get covered against the same. There are many short term car insurance experts who can help get suitable cover.

Not many people opt for this kind of coverage. Some feel, it involves huge expenses and takes a long time. This is not true. There are many advantages of opting for this kind of insurance. It keeps you protected against any kind of injury suffered while travelling. Approaching short term car insurance specialists can help get as much cover as you desire. Short term cover offers many benefits. You need not worry and run around in the last minute in case you meet with an accident while travelling.

You can also get car insurance for a period ranging from just 1 day up to 6 months too. The process of seeking car insurance is not only simple, but also offers exceptionally good value for money.

Temporary car insurance quote allows you to choose from a wide variety of car insurance policies. If you need to insure a car for short term duration, you can seek professional help. The policy holds true in case you borrow a friend’s car for a few days or to share the driving on a long trip. Short term insurance companies can help you get insurance cover at a favourable deal.

There are numerous benefits of temporary car insurance:

• It offers insurance for temporary additional drivers or vehicles
• It can provide cover for hiring a car or lending yours to a friend, relative or colleague.
• You can get competitive daily rates and damage excesses.

The policy holds true even in cases when you borrow your friend’s car. This kind of insurance is fast catching up with people due to the multitude of benefits it offers. The insurance period can be anything from 1 day upwards. Moreover, it can also be renewed at any time. This policy is also suitable for those who are working away from home for long period and are not using their car. Going in for full year insurance may not be a good idea.

By: Sadhna D

Why You May Need Short Term Car Insurance

admin — Mon, 14 Dec 2009 01:59:53 +0000

Just like its name implies, short term car insurance will insure your car for a short period of time. This option is reasonable if you have recently purchased a car at a private dealership, or are in flux regarding the final details of your long term car insurance. This kind of insurance is also a solid option for those who need to lend out their own car, or borrow someone else’s car.

You also might desire this type of insurance plan if you are renting a car to travel on vacation or a short trip, or even if you have a foreign guest who needs the use of your car. Your regular insurance plan may cover a secondary driver of your vehicle, but an additional short term insurance policy can protect you from damages that fall outside of your normal policy.

You can choose a period form three days up to a few months for your shorter term car insurance policy. Different companies will offer different plans. Any insurance policy that spans a period of time under one year is called ‘temporary insurance’. It’s even possible to obtain an insurance policy that covers a single day, if that’s all you need. This is also very convenient, as you can download any documents you’ll need to fill out, and can obtain this insurance on the spot. All you need to do is print it out and carry it with you when you go driving.

This option is free from hassles and easy on your wallet, as opposed to the complicated process of getting a normal insurance plan. You won’t have to worry about annual premiums at all. Usually, you can extend your short term policy if needed, or you can also augment it into a long term policy with additional money. You can also use your credit card to instantly pay your cover claims online.

Shorter term insurance suits those who do not use their car frequently or on a regular basis. If this is you, your car might not be an asset, but a liability. You can decide to rent a car for a defined period of time in some circumstances, and a short term insurance policy would also work in this situation.

Be aware that all insurance policies will have conditions that you should make yourself familiar with. Consult with a few companies and make comparisons before you settle on one business. Because you can instantly receive short term car insurance, doing some research can be invaluable to you.

By: I T Jenkinson

Short Term Car Insurance – Makes Your Journey Safe!

admin — Fri, 04 Dec 2009 22:34:41 +0000

If you have been planning to drive away to a nearby place, you can avail short term car insurance. The cover allows you to keep yourself protected against any kind of risk situation. In case of an accident or a mis-happening, this kind of cover will come in handy.

A separate short-term car insurance policy allows you to cover additional drivers on your vehicle without putting the no-claims bonus on your main car insurance at risk. Short term auto insurance may be the apt one for you. You can also avail short term car insurance quote before availing one. If you wish to know why you may require need short term motor insurance, the read further.

You can insure your vehicle and allow other people to drive. This can also be done if you are planning to lend your car to another driver not listed on your existing insurance policy, a visitor, a friend or other family member in need. Many a times, the circumstances may be such that you may not be in a position to drive yourself. You may have to ask someone else to drive the car. Or, a situation may arise where you need to drive an additional vehicle for a short period of time. This can happen either due to your main vehicle getting repaired. Whatever your circumstance, short term daily cover can prove to be the ideal solution. This type of cover can provide coverage from 1-28 days available.

These kinds of covers are extremely useful if you are;

• test-driving a car
• borrowing a friend’s van

Short term policies can be the answer for people looking forward to avoid placing themselves on somebody else’s policy. The cover also allows you to add a friend or relative to your insurance short term for a temporary period. Alternately, you can also set up a policy even if you just need to drive someone else’s car for as little as one day. You can get the required details about this kind of cover by looking online. There are many websites that provide information regarding this type of cover.

Unlike yearly insurance coverage, this is a short term cover extending for a day or few weeks. This makes it very affordable for a car driver. You need not pay a huge amount of money on yearly premiums. This makes it very popular with car drivers. The cover can also be used if you wish to borrow a car from your friend. If you are contemplating to hire a car, you can still avail this kind of cover. You can choose from competitive daily insurance quotes.

By: Sadhna D

Understanding Short Term Car Insurance

admin — Sun, 15 Nov 2009 11:34:52 +0000

You must have purchased a new car and are looking out for an insurance policy to protect from any kind of damages due to collision, vandalism, theft, fire, earthquake, glass breakage etc. Firstly understanding the various policies are important before you step out to buy one.

In case you want to drive some one else’s car or want to add a driver to your policy such as your son or your wife, you can take a temporary policy. You can get an instant cover, and it is often much easier than adding a person to your existing policy. You can make use of this policy, when your vehicle is under repair and you need an additional coverage for another vehicle. Thus, it allows multiple drivers to your vehicle. If you want to test drive a vehicle, you can simply call up an agent and get an instant cover for you. You must have a protective cover even for a day or two and not ignore it. This policy allows you to rent out a vehicle, insure another person’s vehicle when you are driving it for a short period.

It is advisable by the policy agents to opt for a short term policy if you have a car lying in the car shed for long. You don’t need to have a long term policy instead opt for pay as you drive. This will save you a great deal of money annually. Any one with a valid license can apply for a day’s cover or temporary cover.

- Rent out a vehicle

- Go for a test drive with an instant policy coverage

- Recently purchased vehicle

- Add multiple drivers to your own vehicle

- Shifting your house and your vehicle is used to move furnitures by some one else.

By: Arush Keerthi

Is Short-Term Car Insurance Right For You?

admin — Sat, 07 Nov 2009 23:52:51 +0000

Taking out car insurance on a year’s contract can be wasteful if you only need a policy for a few days a year. However, it is now possible to take out short-term car insurance which can give you the cover you want for just as long as you need it.

What is short-term car insurance?

Driving without insurance is a risky affair – the police have stepped up their efforts to clampdown on offending motorists by working in collaboration with the Association of British Insurers which has found that accidents involving drivers that are uninsured add around £40 a year to an honest motorist’s premiums.

That’s why it’s important to ensure you’re covered no matter how short the term may be that you need a vehicle for. However, most traditional policies need to be taken out for a year – which is why short-term cover was created.

With a short-term policy you can get cover for anything from one day to six months (periods vary depending on the insurer). As you’re only taking out insurance for a short period, it is comparatively low-cost.

Who is it right for?

There are many reasons why you may consider a short-term policy. Some of the most common include:

- Adding a named driver – Perhaps someone needs to use your car, such as a visiting friend or a child returning from university for the summer. Instead of adding them to a policy for the full year, you can take out a temporary policy.

- Car hire vehicles – You may need insurance to cover you while you use a car hire vehicle or a removal van, for example.

- Learner drivers – If the plan is for a teenager to buy their own vehicle as soon as they pass a driving test, then consider taking out short-term car insurance for their learning period so they don’t cause your car insurance premiums to rise substantially. Specific learner driver policies are available.

How can you get short-term car insurance?

Generally policies are defined as temporary (one-28 days) or monthly (one-six months). They are offered by a host of insurers in the UK so it’s well worth shopping around online before you buy.

By: Alex Gregory

Daily Car Insurance – Fulfilling the Short Term Insurance Needs

admin — Mon, 02 Nov 2009 10:15:40 +0000

People require a daily car insurance policy firstly because it is illegal to drive an uninsured car and secondly because accidents often happen. This type of insurance covers for the person who is in need of short-term car insurance. In case of an accident, huge amount of money is to be paid for the repair of the car, but if one has a daily car insurance policy then the insurance company will pay for the damages. This reduces the burden of payment of lump sum amount at one time. This will also ensure peace of mind as the insured person has to pay a small amount of premium regularly to get his car insured against accidents.

There are two types of daily auto insurance policy- one for those who want auto insurance for a short period of time while the other for those who need the auto insurance for a long period of time. There is also an option available in which the insured can get bonus if he has no claims for a specified period. Before getting a auto insurance policy one should go through the quotes and policies of various companies in order to find the car coverage policy that fits him the best. This daily vehicle insurance is ideal for short-term auto insurance needs.

Those who are searching for a policy based on annual indemnity should ask for daily car insurance from their insurer. Various companies offer this policy online, so there is no need of going to their offices to get the insurance policy. It has made getting coverage policy easier. This policy covers for a period in between one day to more than 27 days. It is highly inappropriate to insure the car for 1 year when one needs the car insurance for a very short period. Getting insurance policy for one whole year is a waste of money when he or she needs insurance for a short period.

Many people can think that they do not need car insurance as it is just a matter of a few days but this is highly risky as accidents can occur anywhere and at any time. Insurance companies have made these types of car coverage policy cheaper and hassle free so that people can easily avail it. One can enjoy the benefits of low cost and easy availability by getting a daily car insurance policy.

By: Robert Linley

Play It Safe With Short Term Car Insurance

admin — Mon, 02 Nov 2009 08:43:23 +0000

There is often times when you need to have a car for a short period of time, for example, students coming home from university for the holidays, borrowing a car from a friend or maybe overseas visitors. These are just a few of the times when a short-term policy may be of better use to somebody.

Recently, some car insurance providers have made short-term policies available and they are a good idea for somebody who is going to be driving a car on a temporary basis. The main plus point of these kind of policies is; if a driver was added on to somebody’s policy and they had an accident the policy holder would lose their no-claims discount. So this way it is piece of mind for the vehicle owner and the driver.

To find cheap car insurance in the past has been hard but with so many various policies out there, it is becoming less stressful. These kind of policies would also be extremely useful if you are; test-driving a car or maybe borrowing a friends van if you are moving house, short term policies can be the answer for people looking to avoid placing themselves on somebody else’s policy.

As motor insurance becomes ever more important, even the smallest of journeys need to covered and to risk not having insurance would be the biggest mistake. With new measures set out by the police in conjunction with the insurers, there really is no hiding place from insuring your car. This is one of the reasons why the insurance companies have made these short-term policies available.

By: Karl Bantleman