Car insurance for a short term period is an ideal one for those driving another person’s car. It is said by car insurance experts that a one day insurance is better than a standard insurance policy. Your premiums will be lower if you opt for temporary car insurance. As you pay a one-off fee unlike a standard insurance, it works out better for a day or two. It is a convenient way to drive another person’s car and get covered for a day.
Have you purchased a new car, or you are thinking of going on a test drive? If yes, then getting a standard insurance policy may take time, the most comfortable insurance cover which is obtained quickly for short or long distance for a trip of day or two, is short term car insurance. No more waits for a full insurance processing. It will also cover you for getting back from your dealer’s outlet. Most of them don’t realize how important such short term policies are, you should consider that if an untoward incident is to happen, then in the absence of a cover, there is very less scope for making a claim.
Benefits of a short term policy!
Short term policies are obtained online instantly
Temporary and additional drivers are covered
Quickly drive your car away from your dealer
A no claim bonus in some insurance providers
Secure your co-passengers
Vehicle demonstration an unaccompanied one
Under what circumstance can you get such car insurance?
You can be covered under a temporary vehicle insurance if you are letting out your car temporarily to someone, you can benefit from this type of cover. In case you are going on a test drive, then, you can consider a policy for a day.
By: Kirthy Shetty
Posts Tagged ‘New Car’
Car Insurance – Short Term Policy!
January 6th, 2010Short Term Car Insurance – Protect Yourself From Any Untoward Incident
January 4th, 2010
If you already have a car insurance policy it might be difficult to add a new car for a day. It is also an expensive affair to add a new car to an old policy. You may want to test drive a car or have not got your insurance for a new car, then you can opt for short term car insurance. Such insurance for short term lasts for a duration of one to fourteen days. Some may even consider it for a year or so.
- It is highly budget friendly and economical.
- Such temporary cover offers protection against theft, fire and accident etc.
- The most convenient cover and it is short term in nature.
- Gain instant solution for a temporary insurance.
- Immediate solution to drive a new car and enjoy peace of mind.
Temporary coverage will help you when you are unable to cover a short term insurance in your existing policy. Unlike the traditional car insurance coverage, these are offered to you instantly with quick solutions. Safeguard your car from any damages and get suitable compensation cover in the event of fire, theft, flood etc.
Insurance for car experts suggest that one day insurance policy does not affect your no claims on your existing annual policy. Even if you make a claim against the policy it will not affect you. You can test drive a new car for an extended period too. Just reach out your insurance experts and request for an extension of your temporary policy. Temporary policies are simple to apply and you can make your payments easily online. You can fill out a simple online form and submit it online to gain quick access to your policy.
By: Gyan K
How Does Short-Term Car Insurance Work?
December 25th, 2009
If you’re shopping around for car insurance there are dozens of companies willing to offer you policies for 12 months or more. However, what if you only need a policy for a month, a week, or even just a few days?
There are many circumstances in which short-term car insurance may be a better solution than a long term policy. For example, what if you are hiring a car or borrowing a friend’s vehicle? How about if you are allowing a temporary driver such as an overseas visitor to use your motor vehicle? What if you are lending a car to a friend or relative or you have just bought a new car and need to be insured as soon as you drive it away from the dealership?
Thankfully several car insurance providers now offer short-term car insurance. The theory behind it is simple. If you need to add a friend or relative to your policy for a temporary period, there is no risk to your own no-claims bonus. Or you could set up a policy even if you just need to drive someone else’s car for as little as one day.
With a short-term policy there is less risk for the regular policyholder, instant cover is available and the procedure is generally a lot quicker than adding a named driver to a policy.
So what should you look out for when buying a short-term car insurance policy?
Well, most policies are available for 1-28 days, but you should check the length of the term available. Also make sure you can take out another policy at the end of the period should it be necessary.
If you want cheap short-term car insurance than it’s vital to have a good driving record – avoid accidents and convictions, and if you are hiring a car pick something conventional with a small engine.
By: Alex Gregory