Car insurance for a short term period is an ideal one for those driving another person’s car. It is said by car insurance experts that a one day insurance is better than a standard insurance policy. Your premiums will be lower if you opt for temporary car insurance. As you pay a one-off fee unlike a standard insurance, it works out better for a day or two. It is a convenient way to drive another person’s car and get covered for a day.
Have you purchased a new car, or you are thinking of going on a test drive? If yes, then getting a standard insurance policy may take time, the most comfortable insurance cover which is obtained quickly for short or long distance for a trip of day or two, is short term car insurance. No more waits for a full insurance processing. It will also cover you for getting back from your dealer’s outlet. Most of them don’t realize how important such short term policies are, you should consider that if an untoward incident is to happen, then in the absence of a cover, there is very less scope for making a claim.
Benefits of a short term policy!
Short term policies are obtained online instantly
Temporary and additional drivers are covered
Quickly drive your car away from your dealer
A no claim bonus in some insurance providers
Secure your co-passengers
Vehicle demonstration an unaccompanied one
Under what circumstance can you get such car insurance?
You can be covered under a temporary vehicle insurance if you are letting out your car temporarily to someone, you can benefit from this type of cover. In case you are going on a test drive, then, you can consider a policy for a day.
By: Kirthy Shetty
Posts Tagged ‘Insurance Policy’
Car Insurance – Short Term Policy!
January 6th, 2010Short Term Auto Insurance – A Day Cover!
December 30th, 2009
• Test drive a vehicle
• Shifting of your house – a friend drives your family members to the new place
• Trip to attend a conference or meeting
• Car under repair and you need friend’s car on emergency
• Share an extra driver while on long drive
Short term auto insurance protects a temporary driver, for a short period of time, roughly 1 to 28 days. In case, you have to go on a long drive and can’t drive it alone, you can have your friend or spouse as an extra driver. Add him on to your current insurance policy under a day’s cover.
On an emergency situation, where in you need to attend a conference to your neighbouring town and your car is under repair, you can opt for one day cover or a temporary cover. Always check other insurance companies and compare the different quotes. Opt for an insurance provider with cheaper premiums. Availing a no obligation quote online helps you compare your quotes online. Car insurance experts can also help you get the required information on short term insurance policy. Protect your self from any untoward incident. Secure your life with a suitable cover, pay lesser insurance premiums.
Complete package with a comprehensive cover.
No obligation quote – compare online
Get your insurance for car in a short time
Insurance plans for family, big or small business
An affordable insurance cover
Even a family member or close friend can be covered if he or she drives your vehicle for a day or two.
Need for short insurance cover arises when you consider travelling short distance. An additional driver needs to be covered fro an emergency situation and online option gives you the scope of availing insurance immediately. Hence, short term auto insurance covers you for a short period. If you wish to take your friend’s car, and still get protected, you can do so by availing auto loan one day insurance.
By: Kirthy Shetty
Utilizing Short Term Car Insurance Policies
December 20th, 2009
Though insurance is a vital part of operating a vehicle, there are many instances in which a long-term insurance policy is just not practical. Fortunately, short-term car insurance exists for just such an occasion. It offers a short-term solution for providing desired coverage without a long-term commitment.
Typically lasting from one day to six months, short-term insurance provides temporary coverage of varying levels for a vehicle. Liability insurance is included, and the policyholder can opt for extra coverage as well as any additional services a provider may offer, such as roadside assistance at additional cost. Premiums are generally charged at a flat rate and are paid out either monthly, or as a down payment, depending on the length of the policy contract. Usually, the policyholder can end a short-term policy early with a written request, but additional charges might apply.
Short-term insurance is best suited to situations in which there is temporary ownership or short-term operation of a vehicle. Since adding people to a long-term insurance policy can be a hassle and results in additional costs between premium payments, short-term insurance provides a more convenient solution in cases where a friend or family member may be visiting and need to drive a vehicle they aren’t insured on. Additionally, short-term vehicle insurance may be useful for visiting foreigners or people taking an extended road trip in a rental car to provide coverage for the short period of time that they may be using the vehicle. Seasonal hazards such as hail and hurricanes, or risks of physical damage in storage may also warrant a short-term insurance policy to protect against unforeseen circumstances.
While long-term auto insurance provides a more permanent solution to insurance needs, short-term car insurance can help to fill in the gaps where a long-term solution may not be applicable.
By: Michael S S