Any person that drives a car needs to have proper auto insurance, usually you get a 12 month or 6 months insurance policy where you commit to pay a annual or monthly fee. However there are specific cases where you may not need a yearly policy, but you just need to have a car insurance policy for 1 month or a few weeks.
In that case you are really looking for short term auto insurance or also called temporary auto insurance. It is a police that is give for up to a month, so you dont have pay for a yearly policy.
This kind of coverage is very useful when you are going to use a vehicle just for a short period of time. If you are staying in your town just for vacation and you want to drive a car you get a temporary policy or if you are going to drive a friends car just for a trip you use this kind of coverage.
How to get Quotes?
The good news is that nowadays you dont have to go to each insurance company and ask for a quote, instead you can easily do it online just by filling a short form with your personal and vehicle details.
You will need to provide information about your type of car, mileage, make year, driving record, your age, etc.
It wont take you long and you will be able to quickly get quotes from the top auto insurance providers. Once you know the kind of rates that they charge, you need to compare them, not just based on price, but also on customer service, reliability and coverage they provide you.
If you want to get car insurance quotes online, just follow the link below.
By: Mark G. Derek
Posts Tagged ‘Insurance’
How to Get Short Term Auto Insurance Quotes Easily
December 28th, 2009Short Term Car Insurance – Feasible For Day Travelers!
December 27th, 2009
Do you own a car that you use occasionally? Are you running yourself on yearly premium for car insurance? Do you want to switch over to a less expensive insurance? If your answer is yes to any of these questions, then you can make use of short term car insurance policy.
If you have been paying insurance annually, you may feel the need for this kind of insurance. There are many car owners who find themselves insuring their car for the whole year. However, they end up using it rarely. Do you think it is a wise way to continue with such a car insurance? Certainly not! You can switch over to day car insurance when you actually drive your car. This will help you save a lot of money that you would otherwise be spending. You will be surprised to know how much money you can save by opting for this cover. Unfortunately, not many people make use of the policy. If you were to borrow a car from someone and use it for a short period, you can make use of the cover. The cover can also be transferred to another driver. Isn’t it a wonderful choice? Why should you pay yearly premiums when you can pay a smaller amount of money? It is only people who drive their car everyday who can benefit from yearly insurance cover.
You can also choose from a wide number of short term car insurance policies. The short term cover keeps you protected against any kind of eventuality. It ensures you travel safely. In fact, this type of cover has come as a boon to day car travelers. Now, you can safely travel without worrying about the turn of events. If you have been planning to go on a short trip, you can avail this cover. There are various benefits of opting for this kind of cover:
• Easy & fast cover
• Instant drive away cover
• No documentation required
• Temporary van insurance cover
Hence, you can be rest assured that you stand to gain by availing this kind of cover. You can also look online to avail cheap car insurance. This will help you save some amount of money. There are many insurance cover providers online who can help you in your pursuit.
Short term car insurance is best suited for irregular drivers who use their car occasionally. If you are someone who takes out a car rarely, you can avail this insurance. Hence, you need not worry anymore if you happen to meet with an accident while driving for a short period of time. You can count on your short term car insurance cover.
By: Sadhana D
Saving Money With Short Term Auto Insurance
December 27th, 2009
There are tons of ways to make money these days, but a lot of people should spend more time focusing on saving money. One thing that people waste a ton of money on is “long subscriptions”. What I mean by that is paying for something for say a month or a year when you don’t need it for that long. Things like the internet or cable where you only use them for a small fraction of the time where you have access to them. Think if you could only pay for the time you use these services. You would save a ton. That’s why when we pay for things in small chunks we end up paying a premium.
Here is where you need to be smart because we have a value proposition. Basically we ask does a smaller amount of time you’re paying for at a higher cost make for a better deal then paying for full time access at a lower unit rate. A very practical real word example (and the whole reason I wrote this article ha ha) is with auto insurance. A lot of people have second vehicles that they use with great infrequency. Maybe it’s that classic car you have, or the SUV you really only use when you go camping, but they are sitting there in your driveway eating up insurance dollars.
What’s the solution? Well the solution I suggest to people is something called short term auto insurance. Most insurance brokers do offer it, they just don’t talk about it because if it saves you money it costs them money. It’s just one money saving tip that people can take advantage of if they put a little thought into it, and like I say it carries over to other areas of life.
By: Justin DeMerchant