If you’re shopping around for car insurance there are dozens of companies willing to offer you policies for 12 months or more. However, what if you only need a policy for a month, a week, or even just a few days?
There are many circumstances in which short-term car insurance may be a better solution than a long term policy. For example, what if you are hiring a car or borrowing a friend’s vehicle? How about if you are allowing a temporary driver such as an overseas visitor to use your motor vehicle? What if you are lending a car to a friend or relative or you have just bought a new car and need to be insured as soon as you drive it away from the dealership?
Thankfully several car insurance providers now offer short-term car insurance. The theory behind it is simple. If you need to add a friend or relative to your policy for a temporary period, there is no risk to your own no-claims bonus. Or you could set up a policy even if you just need to drive someone else’s car for as little as one day.
With a short-term policy there is less risk for the regular policyholder, instant cover is available and the procedure is generally a lot quicker than adding a named driver to a policy.
So what should you look out for when buying a short-term car insurance policy?
Well, most policies are available for 1-28 days, but you should check the length of the term available. Also make sure you can take out another policy at the end of the period should it be necessary.
If you want cheap short-term car insurance than it’s vital to have a good driving record – avoid accidents and convictions, and if you are hiring a car pick something conventional with a small engine.
By: Alex Gregory
Posts Tagged ‘Hiring A Car’
How Does Short-Term Car Insurance Work?
December 25th, 2009Short Term Car Insurance – Suitable For Short Distance Travelling!
December 18th, 2009
There are times when you may need a car for a short period of time. You may need the car for short distance travelling. It is advisable to opt for short term car insurance in such circumstances. Opting for this kind of insurance is a good choice as it helps you get the required coverage in case of any untoward incidents while travelling. In case, you meet with an injury while travelling, you can get covered against the same. There are many short term car insurance experts who can help get suitable cover.
Not many people opt for this kind of coverage. Some feel, it involves huge expenses and takes a long time. This is not true. There are many advantages of opting for this kind of insurance. It keeps you protected against any kind of injury suffered while travelling. Approaching short term car insurance specialists can help get as much cover as you desire. Short term cover offers many benefits. You need not worry and run around in the last minute in case you meet with an accident while travelling.
You can also get car insurance for a period ranging from just 1 day up to 6 months too. The process of seeking car insurance is not only simple, but also offers exceptionally good value for money.
Temporary car insurance quote allows you to choose from a wide variety of car insurance policies. If you need to insure a car for short term duration, you can seek professional help. The policy holds true in case you borrow a friend’s car for a few days or to share the driving on a long trip. Short term insurance companies can help you get insurance cover at a favourable deal.
There are numerous benefits of temporary car insurance:
• It offers insurance for temporary additional drivers or vehicles
• It can provide cover for hiring a car or lending yours to a friend, relative or colleague.
• You can get competitive daily rates and damage excesses.
The policy holds true even in cases when you borrow your friend’s car. This kind of insurance is fast catching up with people due to the multitude of benefits it offers. The insurance period can be anything from 1 day upwards. Moreover, it can also be renewed at any time. This policy is also suitable for those who are working away from home for long period and are not using their car. Going in for full year insurance may not be a good idea.
By: Sadhna D